Avoid emotional spending.

We all have those days where we feel down in the dumps, and we rationalize that we will surely feel better after buying a new pair of shoes or some gourmet chocolate.
Don’t go shopping to change your mood. It might make you feel better in the short term, but I promise: the long-term fulfillment of saving and growing your money far outweighs the temporary satisfaction of retail therapy.
Instead, try to regulate your emotions by talking with friends and family, exercising, watching a documentary, or reading. Or, for a more harm-reductionist approach, try planning small, regular outings for yourself using your lifestyle expense budget. For example, plan to get a fancy massage at the spa or indulge in a lavish meal once a month instead of every time you feel stressed. Developing good coping strategies will eliminate bad spending habits and help you save money quickly.

The Smart Approach to Making Money

There is a smarter approach, however.
Instead of focusing on trying to make more money, put your time and energy into CREATING and DELIVERING real value. Find a way to give people what they want and/or need.
Take note that the keywords here are CREATE and DELIVER.
Creating value means expressing your unique talents and skills in a way that can potentially benefit others.
Delivering value means ensuring that other people are actually receiving and benefiting from the value you’ve created.
If you don’t do both in some fashion, then it’s going to be hard for you to generate sustainable income, especially during a recession. I’ll explain why.
If you only create value but don’t deliver it, then your value isn’t being received by anyone. So how can you receive value (such as money) in return?
I see this problem a lot with creative types such as would-be artists, musicians, and writers. They may spend lots of time honing their craft, but if they don’t actually get that value into the hands of sufficient numbers of people, they struggle financially, and this hurts them creatively too. A goodly number of these people are currently seeing their homes in foreclosure now.
The sad thing is that some of these people work very hard. But they spend too much time creating and not nearly enough time delivering. They watch people they consider hacks pull ahead of them. The hacks may not be as good on the creative side, but at least they’re getting their value into people’s hands, and on some level people are appreciating their work.
I went down that road myself. In the late 90s, I went bankrupt, even though I was working very long hours and creating a lot of potential value in the form of a computer game my company was developing. My problem was that I didn’t do a good job of getting that value delivered. I relied on publishers to do that, and for various reasons the game was never released. That resulted in years of wasted effort, aside from the valuable learning experience that is. So I know where this road leads because I traveled it.
On the other hand, if you only deliver value but don’t create it, then you’re delivering someone else’s value. This isn’t a terrible approach in the short run, but it’s a short-sighted long-term strategy if this is all you do. There’s nothing particularly special about delivering other people’s value. Anyone can do it. Anyone can sign up for affiliate programs or join an MLM program or become a reseller. If this is your primary means of generating income, your long-term outlook is weak. The better this works for you, the more it will draw competitors into your field. Eventually everyone will be working harder and harder for scraps. This happens all the time. This strategy can be especially weak during a recession, as more people turn to less expensive sources for the same value you deliver, squeezing your profit margins thinner and thinner.
Bloggers fall into this trap when they rehash other people’s content and don’t really have anything unique or compelling to say. A year later their niche is flooded with competitors doing the same thing. And hardly anyone is earning decent income from it.
The most viable long-term strategy is to create AND deliver value. You can mix and match other strategies with it, but this should be your primary method of income generation. If you get good at creating and delivering value, you can basically write your own ticket and enjoy lots of abundance.

The Stupid Approach to Making Money

Lately I’ve seen a lot of people, some of them friends, do some really dumb things in an attempt to earn more money. They buy into lame money-making programs, join and promote useless MLM schemes, and fall prey to scammers.
The common pattern is always the same — they’re focused on trying to make more money. They make it their top priority. They think about it constantly. But they keep getting sucked into trying to make money without providing any real value, and it’s unsustainable.
In the end this sort of thing eventually self-destructs. The only way to succeed with it in the long run is to find lots of suckers and basically rip them off in order to enrich yourself. Most people have a strong enough moral resistance to this sort of thing that they’ll sabotage themselves from going too far with it. This isn’t a path of long-term abundance. It’s a path of scarcity.
As a general rule, the people I know who are most focused on trying to make more money this year are doing worse, not better. In some cases they’re doing much worse. A few have lost or are in the process of losing their homes.
The exceptions are those that are able to sufficiently kill their conscience, so they can remove any incongruencies about ripping people off. But again, this is a pretty rare exception. Most people would rather deal with scarcity than knowingly rip people off to get ahead, so they just make the bare minimum to meet their needs and avoid getting ahead.

Ungodly Soul Ties and How to Break Them

Soul ties can be seen even among believers today. A soul tie is the deep bond that is developed between two or more individuals through an unhealthy relationship leading to addictive, manipulative or even violent behavior. The children of God, should not be mastered by the soul or body but we are Spirit beings and must be led by the Spirit of God.
Ungodly soul ties can be a great bondage to an individual if not dealt with  completely.
In this thought provoking audio message, Henry A. Obed exposed the dangers of soul ties and how to break them. Be blessed as you listen.
To Order Pay N2,500 to any First bank Branch (Cost of Delivery  within Nigeria Included)
A/C Name Obed Henry A.
A/C Number: 3047178958
Then Text Audio CD tittle, your Full Name and Address to ( 234)8186559839

5 Steps Successfull People Take to Reach Their Goals Faster

Successful people reach their goals not  because of who they are, but because of what they do. If you follow these simple steps, you will surly become a success.

1. Set specific goals. When you set goals, write them down specifically as possible. “I will make N50,000 this month” is a better goal than “I will make sum money this month,” because it gives you a clear picture of what you intend to achieve. Knowing exactly what you want to achieve keeps you motivated until you get goal achieved. You need to also, think about the specific steps that you need to take in other to reach your goal. Just promising you’ll “work harder” or “spend more time at work” is too vague. itemize your steps and follow them precisely. “I’ll be in bed by 10pm on weeknights” leaves no room for doubt about what you need to do, and whether or not you’ve actually done it.

2. Seize opportunities as they come. Are you too busy to notice opportunities that can help you achieve goals?  Achieving your goal means grabbing hold of every opportunity that comes your way before they slip through your fingers. you have to be observant and sensitive all the time. As you move around, keep both your eyes and ears open for opportunities that could help you achieve those specific goals you've set for yourself.

3. Keep tabs on your progress and celebrate each advancement. Achieving  goals requires honest and regular monitoring of your progress. If you don’t know how well you are doing, you can’t adjust your plan and strategies. So evaluate your progress regularly.  If possible do a daily check-up on all activities towards your goal, this will help you plan your next steps well.
 
4. Think positive. Always think positively about your goals. In your mind, see yourself achieving those goals. Believe  you have the ability to succeed and this will sustaining your motivation. Your goals may be difficult to attain no doubt but don't also doubt your God given abilities. Goals require time, planning, effort, and persistence to achieve. Thinking that things will come to you easily and effortlessly will make you not to plan well and improper planning leads failure. Think right and plan right.


5. Don’t tempt God. No matter how strong your willpower is, it’s important to always respect the fact that it is limited, and if you overtax it you will temporarily run out of steam. Don’t try to take on two challenging tasks at once, Always take one step at a time. Many of us believe that our intelligence, our personality, and our physical aptitudes are fixed and that no matter what we do, we won’t improve. As a result, we focus on goals that are all about proving ourselves, rather than developing and acquiring new skills. Instead of striving to be good, it is better to focus on getting better. been overly-confident in your ability to resist temptation, can drag you to the mud temptations abound. Successful people know not to make reaching a goal harder than it already is.

Order Henry Obed's New Audio CD

Spiritual Warfare: The Weapons of a Believer

A believer who walks with God, walks in between the seen and the unseen. He/she represents God's hand and works in partnership with God in the projects of God for humanity. Satan who fell from heaven constantly works like a roaring lion to see whom he may devour. He is the enemy of everything that is on God's side. But we are not without supernatural & divine assistance. Jesus who has already won the battle on the cross promised us that we are already victorious through Him and that we are more than conquerors.

However by being a Christian by name or birth does not guarantee you the power of God. Just like keeping a Bible under the pillow does not protect you from attacks in the night. A Bible can be purchased in the bookstore but the holiness in it is not for sale. The words and the power come to life only when we work with God as He intended for us to do.

In this  era of fierce spiritual warfare, Henry A. Obed reveals the weapons available to every believe.

 
To Order Pay N2,500 to any First bank Branch (Cost of Delivery  within Nigeria Included)
A/C Name Obed Henry A.
A/C Number: 3047178958
Then Text your Full Name and Address to (+234)8186559839